Home Loans: Purchasing a home is one of the biggest decisions a person will make in their life time. Approaching banks and lenders for a mortgage can be an incredibly stressful and complicated process. In order to avoid any hassles, come and talk to us where we make the process as smooth as possible. We are accredited with every major lender in Australia and can achieve the most competitive rates available.
Construction Loans: At Bell Partners we source your loan from a wide range of bank and non-bank lenders. This allows us to provide you with the best construction finance for your development and construction needs including residential, commercial and industrial. In a dynamic economy, we can source and deliver a tailored solution for your project or investment.
Refinanced Loans: If you are not happy with you current mortgage provider or are simply looking for a better deal, come and talk to us. Due to our extensive relationships with bank and non-bank lenders throughout Australia, we can source the most competitive rates in the market.
SMSF Loans: The recent changes in the Superannuation Industry Supervision Act have allowed Self Managed Super Funds (SMSF) to borrow money to acquire assets under certain conditions. As such, bank and non-bank lenders have introduced a range of financing options specifically tailored for SMSF borrowing.
Commercial Property Finance. Bell Partners has established long-standing and successful relationships with a range of business and commercial lenders who specialise in commercial property finance. We are able to assist with finance for a wide range of projects such as commercial property, constructions, hotel buildings, retail shops, industrial land and factories.
Owner Occupied vs Investment: Whether you are borrowing for your first home or adding another property to your investment portfolio, we will investigate and provide you with the most appropriate loan for your needs. Contact us for an obligation free meeting today.
Self Employed Borrowers: Whether you are self-employed or are finding it difficult to prove your income, we have access to a wide range of self employed loans to suit your situation. Lo-doc options are also available to customers who do not have a complete collection of financial evidence.
* Note that these services are totally free of charge as we source our payments from the banks and lenders.
Contact us today to discuss your situation.
Car Lease: This finance option gives the business the use of the car or commercial vehicle, while the lender retains actual ownership. At the end of the loan term, the business can opt to either pay the residual and take ownership of the car or re-finance the residual and continue the lease. Please note that car leases are available to companies only.
Chattel Mortgage: The chattel mortgage’s flexibility has contributed largely to its high popularity with individuals, small businesses and medium businesses. There are several benefits in using the chattel mortgage such as tax deductions, the capacity to claim GST and payment flexibility. Our team will be able to provide you with an in-depth explanation of the advantages of using any finance option for your situation.
Novated Lease: A novated lease allows for an employee to have the use of a vehicle as part of their salary packaging. Their employer and the lender enter an agreement where the employer pays monthly lease rentals on behalf of the employee.
Commercial Hire Purchase: A CHP will suit businesses and individuals using a vehicle for business purposes. The vehicle is never actually owned by the customer, but is purchased off the lender at the end of the loan term.